Disclaimer

Please read this carefully before using any information on this site.

⚠️ Educational content only. InvestmentShala is not a SEBI-registered investment advisor. Nothing on this site should be construed as personalised financial, investment, tax, or legal advice.

1. No financial advice

All content published on InvestmentShala — including articles, blog posts, newsletters, comments, infographics, charts, and any other material — is provided for informational and educational purposes only. It is not, and is not intended to be, financial advice, investment advice, tax advice, legal advice, or any other form of professional advice.

Reading content on this site does not create an advisor-client relationship between you and the author. Always consult a qualified, SEBI-registered investment advisor, chartered accountant, or tax professional before making any financial decision that affects your wealth, taxes, or financial future.

2. No guarantees about returns

Past performance is not indicative of future results. Any examples, calculations, or scenarios discussed on this site — including assumed returns, SIP outcomes, tax savings, or wealth-building projections — are illustrative only. Real-world returns depend on market conditions, fund manager decisions, expense ratios, taxes, inflation, and many factors outside your control.

Mutual funds and other market-linked investments are subject to market risks. You can lose money. Read all scheme-related documents carefully before investing.

3. Accuracy of information

While I make every reasonable effort to ensure the information on this site is accurate and up-to-date at the time of publication, tax laws, regulations, market rules, and product features change frequently in India. Information that was correct on the date of publishing may no longer be accurate by the time you read it.

You are responsible for verifying any information independently before relying on it. If you spot an error, please let me know — I’ll correct it.

4. Market data on this site

Any market data displayed on InvestmentShala — including the ticker showing Nifty 50, Sensex, Gold prices, Bank Nifty, USD/INR, or any other index/instrument — is sourced from publicly available data providers and is updated periodically (not in real time). Numbers may be delayed, outdated, or contain errors. Do not make any trading or investment decisions based on the data displayed here.

5. No referrals or paid promotions

InvestmentShala does not currently accept paid promotions, sponsored content, affiliate commissions, or referral fees from any financial product, broker, AMC, or service. If this policy ever changes, it will be disclosed transparently on every relevant page.

Specific products, funds, or instruments may be mentioned for educational purposes. Such mentions are not endorsements or recommendations to buy, sell, or hold any security.

6. Limitation of liability

The author and operators of InvestmentShala shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this site or your reliance on any information published here. You use this site and its content entirely at your own risk.

7. External links

This site may occasionally link to external websites for reference. We have no control over the content, accuracy, or privacy practices of third-party sites. Linking to a site does not constitute an endorsement.

8. Jurisdiction

This disclaimer is governed by the laws of India. Any disputes arising from your use of this site shall be subject to the exclusive jurisdiction of the courts at Lucknow, Uttar Pradesh.

9. Changes to this disclaimer

This disclaimer may be updated from time to time without prior notice. The most current version will always be available on this page. By continuing to use the site after changes are posted, you agree to the updated terms.

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By using InvestmentShala, you acknowledge that you have read, understood, and agreed to this disclaimer. If you do not agree with any part of it, please do not use this site.

Last updated: May 25, 2026

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