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The Blog

Practical money insights,
one post at a time.

Honest essays on mutual funds, tax planning, and wealth building — written for salaried professionals in India.

Browse by topic

Three pillars of personal finance

📊 Mutual Funds & SIPs 🧾 Tax Planning 🎯 Wealth Building
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Mutual Funds
COMING SOON · 8 MIN READ

How to choose your first mutual fund without getting overwhelmed

A simple framework for picking funds based on your goals — not on star ratings or “best of” lists.
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Tax Planning
COMING SOON · 6 MIN READ

Old tax regime vs new tax regime — which one actually saves you more?

A break-even analysis showing when the new regime wins and when the old one is still better, with real numbers.
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Wealth Building
COMING SOON · 7 MIN READ

How much emergency fund do you actually need? (Not 6 months)

The “6 months of expenses” rule is too generic. Here’s how to calculate your actual emergency fund based on your situation.
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Mutual Funds
COMING SOON · 5 MIN READ

SIP vs lump sum — which is actually better for long-term investing?

Spoiler: the answer depends on something most articles ignore. Here’s a clearer way to think about it.
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Tax Planning
COMING SOON · 9 MIN READ

Section 80C explained — every option ranked by actual returns

ELSS, PPF, NSC, tax-saving FD, life insurance — which one should you actually pick? Ranked honestly.
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Wealth Building
COMING SOON · 10 MIN READ

The ₹1 crore corpus plan for salaried professionals (with realistic numbers)

A practical 15-year plan to build ₹1 Cr — broken down by salary range, asset allocation, and inflation assumptions.
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